SR22 Insurance Quotes – 3 Steps to save you money

On June 29, 2011, in OnGuard Insurance Blog, by admin

SR22 Insurance Quotes – 3 Steps to save you money. Find out an easy 3 steps to take when shopping for SR22 insurance quotes to help save you money.

There are some easy and simple steps you can take to save money if you’re in need SR22 insurance quotes.  Following these steps will often times lead you to the cheapest way to get an SR22 insurance policy.

  1. Check with your current insurance company – Many insurance companies these days will add an SR22 filing on top of your current insurance policy for about a $20 filing fee plus the increase in insurance due to the violation the SR22 is being added because.  Adding it to your current policy is usually the most affordable way to go.  Call your company and ask for a quote to add an SR22.
  2. Get quotes from Insurance Agencies in your state – Insurance agencies or brokers are often times the cheapest way to go.  Many of the insurance companies that specialize in SR22 insurance are usually the smaller ones that don’t advertise and use insurance agencies and brokers to distribute their product.  An insurance agency usually works with about a dozen of these companies and is able to instantly display the rates of all their companies at once.  Since an insurance agent has the ability to choose the lowest rates from multiple companies specializing in SR22 insurance, this avenue is probably going to be the one that saves you the most money.  Many insurance agencies now offer instant online SR22 insurance quotes which can help save you time as well as money.
  3. Shop Around – Search the terms “SR22 insurance” and “SR22 insurance quotes” to find companies offering this type of coverage.  You can also shop with any of the companies you have in mind and simply enter your driving history and that you need an SR22, if the company will not accept you, most of their websites will let you know and you can always call them to double check.  When requesting quotes, be sure that you enter all your violations including suspensions to get an accurate quote.  Remember, a company may be the cheapest if you have one violation but that same company may be the most expensive if you have two violation so be sure to enter correct information.  If you choose a company and they inform you that your driving history turned out to be different than what you thought, shop around again with that information as everything has changed now.

Once you’ve completed these three steps you should have enough information to make an informative decision.  Be sure to read the reviews of the company you’re considering to make sure they live up to your expectations.  OnGuard Insurance is a reputable agency offering competitive rates and instant, online SR22 Insurance Quotes.