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Young Drivers Auto Insurance

Get Cheap Rates & Online Quotes on Car Insurance for Young Drivers!

Cheap Young Drivers Insurance

As authorized producers of multiple “A” rated admitted carriers, we’re able to provide even young drivers with cheap rates on their car insurance. Many of the companies we work with specialize in the “non-standard market” which is the market in which a young driver in categorized under. Working with these companies allows us to be competitive and the ability to instantly quote all of them in just 3 minutes online makes finding the cheapest one easy. See how much OnGuard can save you on young drivers insurance? Get your cheap young driver insurance quote online now or call us at (888) 997-8683!

Young Driver Insurance Quotes

With just some basic info & in only about 3 minutes, will instantly display the rates of multiple auto insurance companies offering cheap rates for youthful drivers. That’s right; you’ll get a list of personalized company quotes in order of lowest price right on our site in less than 3 minutes! Finding cheap young drivers insurance has never been easier. See how much OnGuard can save you, get your young driver insurance quote online now or call 888-997-8683 today!

Why Choose OnGuard for Your Young Drivers Insurance?

  • Comparative Young Drivers Insurance Quotes in 3 Minutes or Less Online!
  • Cheap Rates for Young & Newly Licensed Drivers!
  • Cheap Car Insurance Quotes for Teen Drivers!
  • Friendly, Knowledgeable, Licensed Agents Always There to Help!
  • Compare, Choose & Save… Save Time & Money on Your Young Drivers Car Insurance!
  • Get Your Free Young Drivers Insurance Quote Now or Call (888) 99-QUOTE Today!

OnGuard Insurance is an authorized producer of multiple top rated non-standard auto insurance companies. Non-standard insurance companies are those that specialize in medium to high risk auto insurance which is where a young or teenage driver would fall under. Our instant online rater will display the rates of all the companies we work with in about 3 minutes. This ability allows us to save you tons on your teenage driver car insurance. Get cheap rates for young drivers, Get your instant online quote now or call us today at 888-997-8683!

How to get the lowest rates for teenage drivers…

Teenage drivers pose a high risk for auto insurance companies for obvious reasons. Although rates will typically be higher for younger drivers, here are some steps you can take to ensure you’re getting the lowest rates available.

1. Get a quote to see how much it would cost to be added on your parents policy.

Depending on the kind of policy and the company your family is with, getting added to the family policy could be a good way finding the lowest rates. If your family policy consists of high end vehicles that you will not be driving, check to see if the insurance company will assign you to a lesser value vehicle that you drive. Many insurance companies will automatically assign the highest risk driver to the most expensive car to ensure they are collecting proper premium. In a lot of cases, the most expensive vehicle is usually not driven by the teenager so make sure to see if your parents insurance company will assign you to the vehicle you drive as this will significantly reduce rates.

2. Get auto insurance quotes from local agencies & brokers.

Agencies and brokers usually work with multiple insurance companies specializing in the non-standard industry. The non-standard industry is basically insurance lingo for high risk which is where teenage drivers fall under. Agencies are able to quote multiple non-standard insurance companies at once and offer the lowest rate of all the insurance companies they are authorized to produce on behalf of. An insurance agency can also look into ways available to lower your rates with discounts and options,

3. Shop Around.

Finding the lowest rates for teenage drivers sometimes means just comparing rates of multiple companies until you find the lowest one. With the web, shopping for auto insurance has never been easier. Many insurance companies now offer instant auto insurance quotes online which allow you to compare more rates in less time. Some agencies also offer instant online quotes now and some of them will even display the rates of multiple companies with one quick easy form. The power of competition is a great way to find the lowest rates, take advantage.

4. Become less of a risk.

Consider driving a vehicle that will only require liability insurance. The less coverage you purchase, the less of a risk you are to an insurance company resulting in lower rates. Wait until you have 3 years of driving experience or shop for quotes again when you turn 19. At the age of 19, many agencies can give you your full 3 years of driving experience which makes you eligible for a 20% good driver discount. Offering good driver discounts are required per prop 103 and every insurance company has to apply the discount if you qualify. You might also want to consider purchasing liability insurance only but remember that your vehicle won’t be covered under this type of coverage.