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Car Insurance Arizona

OnGuard Insurance offers Affordable Car insurance in Arizona through our vast network of auto insurance partners.  As authorized agents of many top-rated auto insurance carriers in Arizona, we’re able to save our clients money regardless of their situation.  We work with carriers ranging from the non-standard to the preferred market so weather you have a perfect record or not, we have a carrier that will offer you competitive rates on your car insurance in Arizona.  See how much we can save you on your auto insurance in Arizona; get your quick Quote Online now or call (888) 997-8683 to speak with an agent today!

Arizona Auto Insurance Quotes

OnGuard Insurance offers comparative Arizona Auto Insurance Quotes online as well as over the phone.  We know that these days just saving money simply doesn’t cut it anymore and people are also looking to save time as well.  That’s why we’ve provided an online comparative rater that will not only help save you money but time as well.  With just some basic information and in only about 3 minutes, our site will instantly display the rates of multiple top rated AZ car insurance companies.  That’s right, simply enter some info about you and your car and will display a list of AZ auto insurance quotes in order of lowest price.  Compare, choose & save… save big!  Finding Cheap Auto Insurance in Arizona has never been easier; get your free rate quotes online today!

Cheap Arizona Car Insurance

Throughout the years, we’ve hand selected multiple insurance companies to work with and produce for.  The selection process was simple; find the cheapest Arizona car insurance providers that don’t sacrifice on the service or claims side and create strong bonds with them.  After many years of going through an elimination process, we’re confident that we have accomplished just that.  We have compiled some of the best companies for Arizonians to take advantage of.  Take a few minutes to see how our work can benefit you; get your cheap Arizona car insurance quotes in just minutes today!

Minimum Auto Insurance Requirements in Arizona

The state of Arizona requires every vehicle with four or more wheels maintain Arizona Auto Insurance coverage. When you register your vehicle, you must have proof of Arizona coverage. The minimum requirement are:

Arizona Minimum Liability Insurance Requirements

  • $15,000 per person for bodily injury liability
  • $30,000 per accident when more than one person suffers injuries, and
  • $10,000 for property damage.

The amounts for bodily injury liability cover costs if the accident injures someone else and you are considered to be at fault.  The property damage amount pays for damage to someone else’s property.  For example, if you were at fault for an accident, these limits would cover the other person’s vehicle as well as their injuries; up to $15,000 per person for injuries but no more that a total of $30,000 for injuries per accident & up to $10,000 for their property damage or vehicle.  Liability insurance only covers what you’re liable for towards others, not your own vehicle or injuries.  Those coverages are optional and can be added to most policies for an additional premium charge.

If you have been in a crash or convicted of certain offenses, the Arizona Department of Transportation (ADOT) can request you purchase additional auto insurance coverage such as an SR22.

These are the state’s requirements to drive legally but if your vehicle is financed or leased then your financing company will also require you to carry additional coverage such as comprehensive and collision to cover their assets.  We offer great low rates on minimum coverage as well as on full coverage insurance in Arizona.  See how much our rates are for you, get a quick AZ Auto Insurance Quote Online now or call (888) 997-8683 to speak with an agent today!