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Get Affordable SR22 Insurance in Washington


Looking for SR22 Insurance in Washington?  Let OnGuard Insurance get you a great low rate!  As one of the nation’s largest providers of SR22 insurance, we can save you not only money, but a lot of time as well.  As authorized producers of multiple Washington Insurance companies offering SR22, we can place you with the right company for the right price!

Cheap Washington SR22 Insurance Quotes

We deliver some of the cheapest SR22 insurance quotes in Washington but don’t take our word for it, check out our rates for yourself in just a couple of minutes.  With our online rater, we offer instant, comparative Washington SR22 Insurance Quotes.  That’s right; you’ll get a side by side comparison with rates from some of the best companies.  If you like any of the rates, simply click the “contact me” button and a licensed OnGuard Insurance Agent will contact you to discuss any questions you may have or to complete your purchase.


SR22 Insurance Washington


Washington SR22 Insurance 101

What is SR22 Insurance in Washington?

In the state of Washington, SR22 insurance is usually required when a driver has had their license suspended because they’ve been involved in a DUI (driving under the influence), but the suspension could be for other reasons as well.  An SR22 is not a type of insurance; it’s a filing that’s endorsed onto an auto insurance policy or a non owner’s insurance policy.  It’s basically a form that the insurance company files with the DMV on your behalf letting them know that you have an active liability insurance policy.  This is what the department of motor vehicles requires in order to reinstate your license.

Length of Time an SR22 is required in Washington

In Washington, an SR22 is usually required for 36 consecutive months.  An insured must renew their policy at least 15 days prior to it cancelling to avoid having their license suspended.  After the SR22 is not needed anymore, it can be removed from your auto insurance policy.

Cost of SR22 Insurance in Washington

The SR22 itself isn’t much, it’s usually a one-time filing fee of about $20.  It’s the actual auto insurance policy that will be a recurring charge.

Minimum Coverage Required for a Washington SR22 Insurance Policy

$25,000 This is the maximum amount per person paid for bodily injury (“BI”) injuries.
$50,000 This the total amount paid by the policy for all bodily injury to all persons. Therefore if several people are injured, those who file first would receive payment as defined above, and once the total payment was reached, the remaining parties must pursue the policyholder for any sums over these amounts.
$10,000 This is the total amount paid for property damage (“PD”).