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Texas Homeowners Insurance

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Affordable Homeowners Insurance in Texas

OnGuard Insurance offers affordable Texas homeowners insurance through our network of insurance carriers.  With the ability to quote multiple companies in just a few minutes, finding cheap home insurance in TX has never been easier.  See how much we can save you; Get a Quick Texas Homeowners Insurance Quote Online Now or Call (888) 997-8683 to Speak with an Agent Today!


Texas Homeowners Insurance Quotes

Getting a Texas Homeowners Insurance Quote from us is fast and easy.  We collect some basic information in order to quote your home insurance and that information runs through our rating software and displays the rates of all the companies we work with.  You just simply choose the company and rate that fits for you.  Get your homeowners insurance quote in TX  in just 3 minutes online now or call (888) 997-8683 today!

Texas Homeowners Insurance


Why Choose OnGuard for My Home Insurance in Texas?

The main reason to choose us would have to be the savings.  With the ability to quote multiple companies instantly at once, we’re going to be able to find you cheap TX homeowners insurance in minutes.  Service is another key reason why many have chosen to stay with us for many years.  We believe that insurance is a service oriented industry and in order to succeed we have to provide an exceptional level of service.  We also only work with the most reputable insurance companies in Texas that are known for their stability, strength, service and low rates.  Our ability to write on behalf of multiple companies allows us to be competitive in most situations so whether you’re insuring your primary home, your rental property even if you use it for Airbnb, or you happen to need a landlord policy for multiple homes, we’ll place you with the right carrier for the right price.  When it comes to your homeowners insurance in Texas, OnGuard can save you both time & money insuring your house; Get your homeowners insurance quote in TX  in just 3 minutes online now or call (888) 997-8683 today!


TX Homeowners Insurance Coverage’s Available through OnGuard

  • Dwelling Protection: Covers damages to a home due to fire, smoke, storm damage or other similar perils.
  • Personal Property: Covers your household items in the event covered loss.
  • Extended Replacement Cost: Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event of a covered loss.
  • Additional Living Expenses: Covers living expenses if your home becomes uninhabitable as a result of a covered loss.
  • Personal Liability Protection: Covers bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection: Covers medical expenses for your guests who are accidentally injured on your property.
  • Identity Theft Protection: Pays for expenses you incur as a result of criminal identity theft.
  • Additional personal property coverage for valuables, such as antiques, fine art and jewelry.
  • Coverage for primary homes, Vacation HomesVacant Homes, Short Term Rentals, Airbnb Rentals, Mobile/Manufactured Homes, Modular/Prefab HomesTiny HomesLog CabinsSecond Homes & More!

Start Your Texas Homeowners Insurance Quote by Choosing Your City Below…

Rank Place name 2017 Census Estimates 2010 Census % Change
1 Houston 2,312,717 2,100,389 10.11%
2 San Antonio 1,511,946 1,327,407 13.90%
3 Dallas 1,341,075 1,197,816 11.96%
4 Austin 950,715 790,390 20.28%
5 Fort Worth 874,168 741,206 17.94%
6 El Paso 683,577 649,121 5.31%
7 Arlington 396,394 365,438 8.47%
8 Corpus Christi 325,605 305,215 6.68%
9 Plano 286,143 259,841 10.12%
10 Laredo 260,654 236,091 10.40%
11 Lubbock 253,888 229,573 10.59%
12 Irving 240,373 216,290 11.13%
13 Garland 238,002 226,876 4.90%
14 Amarillo 199,826 190,695 4.79%
15 Grand Prairie 193,837 175,396 10.51%
16 Brownsville 183,299 175,023 4.72%
17 McKinney 181,330 131,117 38.30%
18 Frisco 177,286 116,989 51.54%
19 Pasadena 153,520 149,043 3.00%
20 Killeen 145,482 127,921 13.73%
21 Mesquite 143,949 139,824 2.95%
22 McAllen 142,696 130,242 9.56%
23 Waco 136,436 124,805 9.32%
24 Denton 136,268 113,383 20.18%
25 Midland 136,089 111,147 22.44%
26 Carrollton 135,710 119,097 13.95%
27 Round Rock 123,678 99,887 23.82%
28 Abilene 121,885 117,063 4.12%
29 Pearland 119,940 91,252 31.44%
30 Beaumont 119,114 117,267[4] 1.58%
31 Odessa 116,861 99,940 16.93%
32 Richardson 116,783 99,223 17.70%
33 The Woodlands (CDP)[5] 116,278 93,847 23.90%
34 College Station 113,564 93,857 21.00%
35 Lewisville 106,021 95,290 11.26%
36 Tyler 104,991 96,500 8.80%
37 League City 104,903 83,560 25.54%
38 Wichita Falls 104,747 104,553 0.19%
39 Allen 100,685 84,246 19.51%
40 San Angelo 100,119 93,200 7.42%
41 Edinburg 90,280 77,100 17.09%
42 Sugar Land 88,485 78,817 12.27%
43 Mission 84,424 77,058 9.56%
44 Conroe 84,378 56,207 50.12%
45 Bryan 84,021 76,201 10.26%
46 Longview 81,522 80,455 1.33%
47 Pharr 79,487 70,400 12.91%
48 New Braunfels 79,152 57,740 37.08%
49 Baytown 76,804 71,802 6.97%
50 Flower Mound 76,681 64,669 18.57%
51 Cedar Park 75,704 48,937 54.70%
52 Temple 74,503 66,102 12.71%
53 Missouri City 74,497 67,358 10.60%
54 Georgetown 70,685 47,400 49.12%
55 North Richland Hills 70,441 63,343 11.21%
56 Mansfield 68,928 56,368 22.28%
57 Victoria 67,106 62,592 7.21%
58 Atascocita (CDP) 65,844 65,844 0.00%
59 Harlingen 65,467 64,849 0.95%
60 Pflugerville 63,359 46,936 34.99%
61 San Marcos 63,071 44,894 40.49%
62 Rowlett 62,868 56,199 11.87%
63 Port Arthur 55,498 53,818 3.12%
64 Euless 55,174 51,277 7.60%
65 Spring (CDP) 54,298 54,298 0.00%
66 Grapevine 53,982 46,334 16.51%
67 DeSoto 53,568 49,047 9.22%
68 Galveston 50,497 47,743 5.77%