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Car Insurance Illinois

OnGuard Insurance offers Affordable Car insurance in Illinois through our vast network of auto insurance partners.  As authorized agents of many top-rated auto insurance carriers in Illinois, we’re able to save our clients money regardless of their situation.  We work with carriers ranging from the non-standard to the preferred market so weather you have a perfect record or not, we have a carrier that will offer you competitive rates on your car insurance in IL.  See how much we can save you on your auto insurance in Illinois; get your quick Quote Online now or call (888) 997-8683 to speak with an agent today!

Illinois Auto Insurance Quotes

OnGuard Insurance offers comparative Illinois Auto Insurance Quotes online as well as over the phone.  We know that these days just saving money simply doesn’t cut it anymore and people are also looking to save time as well.  That’s why we’ve provided an online comparative rater that will not only help save you money but time as well.  With just some basic information and in only about 3 minutes, our site will instantly display the rates of multiple top rated IL car insurance companies.  That’s right, simply enter some info about you and your car and will display a list of IL auto insurance quotes in order of lowest price.  Compare, choose & save… save big!  Finding Cheap Auto Insurance in Illinois has never been easier; get your free rate quotes online today!

Cheap Illinois Car Insurance

Throughout the years, we’ve hand selected multiple insurance companies to work with and produce for.  The selection process was simple; find the cheapest Illinois car insurance providers that don’t sacrifice on the service or claims side and create strong bonds with them.  After many years of going through an elimination process, we’re confident that we have accomplished just that.  We have compiled some of the best companies for residents of Illinois to take advantage of.  Take a few minutes to see how our work can benefit you; get your cheap Illinois car insurance quotes in just minutes today!

Minimum Auto Insurance Requirements in Illinois

You are in compliance with the mandatory insurance law if you have vehicle liability insurance in the following minimum amounts:

  • $25,000 – injury or death of one person in an accident
  • $50,000 – injury or death of more than one person in an accident
  • $20,000 – damage to property of another person

You must always carry your insurance card in your vehicle and show it upon request by any law enforcement officer. Your insurance company will send you an insurance card, usually when your insurance policy is issued or renewed.

Your signature on the Vehicle Renewal Registration Application affirms that your vehicle will be properly insured throughout the registration period.

If you have been involved in a crash while uninsured or convicted of certain offenses such as a DUI, the State of Illinois can request you purchase additional auto insurance coverage or that you have an SR22 filing.  For more detailed information, please visit the Illinois Secretary of State’s Website.

These are the state’s requirements to drive legally but if your vehicle is financed or leased then your financing company will also require you to carry additional coverage such as comprehensive and collision to cover their assets.  We offer great low rates on minimum coverage as well as on full coverage insurance in Illinois.  See how much our rates are for you, get a quick IL Auto Insurance Quote Online now or call (888) 997-8683 to speak with an agent today!