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Great Low Car Insurance Rates in Oregon

OnGuard Insurance offers Affordable Car insurance in Oregon  through our vast network of auto insurance partners.  As authorized agents of many top-rated auto insurance carriers in Oregon, we’re able to save our clients money regardless of their situation.  We work with carriers ranging from the non-standard to the preferred market so weather you have a perfect record or not, we have a carrier that will offer you competitive rates on your car insurance in OR.  See how much we can save you on your auto insurance in Oregon; get your quick Quote Online now or call (888) 997-8683 to speak with an agent today!

Oregon Auto Insurance Quotes

OnGuard Insurance offers comparative Oregon Auto Insurance Quotes online as well as over the phone.  We know that these days just saving money simply doesn’t cut it anymore and people are also looking to save time as well.  That’s why we’ve provided an online comparative rater that will not only help save you money but time as well.  With just some basic information and in only about 3 minutes, our site will instantly display the rates of multiple top rated OR car insurance companies.  That’s right, simply enter some info about you and your car and OnGuardInsurance.com will display a list of OR auto insurance quotes in order of lowest price.  Compare, choose & save… save big!  Finding Cheap Auto Insurance in Oregon has never been easier; get your free rate quotes online today!

Cheap Oregon Car Insurance

Throughout the years, we’ve hand selected multiple insurance companies to work with and produce for.  The selection process was simple; find the cheapest Oregon car insurance providers that don’t sacrifice on the service or claims side and create strong bonds with them.  After many years of going through an elimination process, we’re confident that we have accomplished just that.  We have compiled some of the best companies for residents of OR to take advantage of.  Take a few minutes to see how our work can benefit you; get your cheap Oregon car insurance quotes in just minutes today!

Minimum Auto Insurance Requirements in Oregon

Oregon’s mandatory insurance law ORS 806.010 requires every driver to insure their vehicle. The minimum liability insurance a driver must have is:

​Type
Amount​
Bodily injury and property damage liability

$25,000 per person;
$50,000 per crash for bodily injury to others; and
$20,000 per crash for damage to others property​

 

State law also requires every motor vehicle liability policy to provide:
Type
Amount
Personal injury protection (for reasonable and
necessary medical, dental and other expenses
incurred up to 1 year after the crash)​
$15,000 per person

Uninsured motorist
$25,000 per person;
$50,000 per crash for bodily injury​

 

You must certify that you have this insurance each time you register a motor vehicle, or when you buy a light vehicle trip permit. You must also certify that you will comply with Oregon’s motor vehicle insurance requirements as long as a vehicle is registered in your name, or for the duration of the permit.

Some motor vehicles are exempt from financial responsibility requirements. Those exemptions can be found in ORS 806.020.

If you have been in a crash or convicted of certain offenses such as a DUI, the Oregon DMV can request you purchase additional auto insurance coverage as well as an SR22.

These are the state’s requirements to drive legally but if your vehicle is financed or leased then your financing company will also require you to carry additional coverage such as comprehensive and collision to cover their assets.  We offer great low rates on minimum coverage as well as on full coverage insurance in Oregon.  See how much our rates are for you, get a quick OR Auto Insurance Quote Online now or call (888) 997-8683 to speak with an agent today!